Life insurance comes in many forms and some of them can be used effectively in your estate plan. Some life insurance lake Variable Universal Life Insurance can be quite complicated and aren't really a do it yourself investment vehicle.
The most common form of life insurance is Term Life Insurance. You buy the coverage for a fixed length of time (ie. a term) and the rates are based primarily upon your age. You can even get online term insurance rates just be visiting a web site.
Again, life insurance CAN be a smart component to add to your overall estate plan, but be sure to work with a professional estate planning expert before buying any new coverage.
Wednesday, April 8, 2009
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